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Online Credit Card Processing  Guide Source: www.vandelayenterprises.com
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Short Description: Online Credit Card Processing Guide. Online credit card processing usually works this way:. For credit card orders to be able to be accepted over the web, ...

Content Inside: 2156 MADDEN BLVD. OAKVILLE, ON. C ANADA . L6H 3M2 E-MAIL: MAIL@VANDELAYENTERPRISES.COM TEL: 905.510.8845 HTTP://WWW.VANDELAYENTERPRISES.COM Online Credit Card Processing Guide Online credit card processing usually works this way: 1. Customer purchases 2. Credit card processor 4. The transaction 5. Merchant's site details are recorded by receives transaction items from ecommerce collects bil ing site then proceeds to information from the the credit card result and does processor and results appropriate actions the site's secure customer via a secure checkout area. connection. are securely relayed to (e.g. saves the order the merchant. & shows message). 3. Bil ing information is verified and the transaction is completed by the credit card issuer. For credit card orders to be able to be accepted over the web, as a merchant you have three basic choices for how to accept credit card payments: 1. Accept credit card numbers on the web, store them in a database, then process them off-line 2. Credit card processing with PayPal 3. Credit card processing with a third-party credit card processing company IMPORTANT: Do not underestimate the importance of fraud protection for your credit card processing solution! Many criminals make a comfortable living preying on small businesses that do not have proper fraud protection. They usually do this by either stealing credit card information from web sites, creating fake websites to fool customers into giving credit card information (` phishing' ), or using stolen credit card information to purchase goods then resell them. Off-line Processing This solution involves the merchant collecting order information (including credit card numbers), storing this in a database on your site, and entering it using their on-site merchant credit card processing system. Pros: Document Outlinež’ž’ž’

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